How it Works
It All Starts With a Form
We ask that you get the ball rolling by filling out our simple form. The information we request from you is used to determine if you qualify for our Auto Title Loan products, and what amount we can extend to you.
You Need to Provide
- Your full name
- Your residential and email addresses
- Your SSN
- Your DOB
- Your phone number
- Your net monthly income
- Your military service status
- The make/model/year of your vehicle, and its VIN
We Work Out the Details Together
After we have approved you for a loan, one of our agents will contact you to finalize all the variables. We offer you a range of options regarding your repayment schedule. You can choose to pay once a month, or more frequently. In as many as 36 months, or significantly fewer. Only once we're reached an agreement do you electronically sign your loan.
You Send in Your Loan Packet
Using prepaid shipping, you send us the following:
- The completed personal information form we provide
- A set of pictures of your vehicle (these may also be emailed or faxed)
- Copies or printouts which provide proof of:
- Your valid driver's license
- The vehicle's registration
- Your residential address
- Your valid bank account (via a voided check or a current statement)
- A current auto insurance policy which covers the vehicle
- Your original free and clear title and the (signed) notice of lien form we provide
Once we have received your packet and verified its contents, we will transfer your funds. In practice this means that the morning after your packet is delivered to us, you will have your money.
Need Money Overnight: Register Us as a Lien Holder
If you need the money even faster, you can take matters into your own hands and register us as a lien holder at your local license office. Once you've done this we can verify the above information via fax and initiate the transfer to your bank account immediately. We offer this expedited service free of charge.
We Transfer Your Funds Electronically
Once the verification of your information has been processed we initiate the transfer of funds. This typically means that you will have the money available to you in your bank account the very next morning.
Ready? Get Started!
Just fill out our application form and you'll be on your way to the financial relief you need.